Listing Details: Hollister, and San Juan Bautista, California Real Estate Listings & Homes For Sale Provided by Augie & Calla Bertao

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Sale Pending - Beautiful Rancho Larios home

$560,000

Photo of 494 PASEO GULARTE, San Juan Bautista, CA, 95045.

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Address: 494 PASEO GULARTE	City/ST: San Juan Bautista, CA	Zip Code: 95045
Location: Rancho Larios	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 2850	Bedrooms: 3	Bathrooms: 3
MLS# 80932015

LISTED BY JULIE BONNET BERTAO REAL ESTATE GROUP Beautiful Rancho Larios one story home with Granny unit. Gardners paradise in back with greenhouse, BBQ and Pizza oven backing up to rolling hills. House on back up generator. Granny unit has own entrance wine frig,and,is very spacious. Could be used as master with sitting area. 2 sided fireplace in living room and family room off of sunny and bright kitchen. Office has built in shelving.

Last Updated: 4/22/2010 12:38:21 PM

Listing Agent and Office: Augie Bertao, Bertao Real Estate Group

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For more information contact Julie Bonnet: julieb@bonnetisonit.com 831-840-1501

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Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Q	To what process do the terms closing, escrow, settlement and passing papers refer?
A	These terms, which vary in different parts of the country, describe the conclusion of a real estate sale.
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Augie & Calla Bertao, REALTOR�, real estate agent and broker for Hollister, and San Juan Bautista, California home listings, property and land for sale - NUMBER1EXPERT

Augie & Calla Bertao
Bertao Real Estate Group
330 Tres Pinos Rd. Ste., F-2
Hollister, CA. 95023
License #:01821492
Office: 831-637-7253
Cell: 831-524-5400
Fax: 866-699-2372
Email: augieandcalla@bertao.com
Email: wesellhollister@number1expert.com
Augie and Calla have served San Benito County since 1986. They are a full time husband and wife team with over thirty years of combined real estate experience. As consistent "Top Producers", specializing in single family residence and relocation services, Augie and Calla are committed to serving you with professionalism and excellence. Call us for our professional advice.

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